Health/Dental Insurance
If you are a business owner in the State of Vermont and a member of the Lake Champlain Regional Chamber of Commerce, you can access discounted insurance rates through CIGNA Healthcare and Northeast Delta Dental with our exclusive offer. We have been able to save our members thousands of dollars when they switch over to our benefit program. We are also able to provide our members creative ways to insure their employees and themselves while keeping premiums as low as possible and still provide solid benefits.
2010 CIGNA Health Insurance rates: Click here for rate information.
2010 Delta Dental Insurance rates: Click here for rate information.
- New for 2010
- $4000 OAP plan
- $5000 H S A plan
- Coverage for non-student dependent children can now be extended to age 26.
- Preventative labs will now be covered at 100%.
- Generic Drugs co-pay is now $3 for a 30 day supply and $9 for a 90 day supply.
- All plans have an aggregate deductible.
Click the link for your plan type for a summary of benefits.
2010 CIGNA 1250, 2500 Plan
2010 CIGNA 2450 HSA OAP Plan
2010 CIGNA 3000, 4000 OAP Plan
2010 CIGNA 3500 HSA OAP Plan.pdf
2010 CIGNA 5000 OAP Plan
The Cigna healthcare option is available to companies that have 1 - 50 eligible employees. We are able to offer four different OAP (open access plus) plans and three HDHP (High Deductible Health Plan), which is eligible for Health Savings Accounts. Our OAP Plans all have $30 co-pay for doctor visits and $50 co-pay for Specialist office visit, Generic Drugs co-pay is $3 (30 day supply) or $9 (90 day supply). Brand name drugs have 50% co-pay, vision coverage, and the deductible is for major medical services. Preventative Labs are covered at 100%.
Our HDHP plan has unlimited preventive care built in for 2010, so you can have an annual exam for no charge, and individual deductible is within the family deductible. For even more flexibility, employers can also offer two different plans to their employees regardless of the size of their company. For more explanation of the benefits on our different plans please click on the plan designs below.
2010 benefit plan description will be posted soon.
Northeast Delta Dental Insurance is offered to companies of any size and there are no employee eligibility requirements, so even if only a few of your employees want coverage we can do that! We offer coverage for Diagnostic and Preventative care as well as Restorative, Prosthodontics and Orthodontics all at one convenient rate. New for 2010, the plan will now cover sealants to age 19 replaceable every 3 years and will also cover dental cancer screenings. Monthly premiums are - Single $50, Double $86 and Family $148.
Have questions about our insurance programs? Call the Chamber at (802) 863-3489 or email us and get a complete overview of the chamber programs.